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American 1st Funds

Guard Your Financial Well-being

Now is the ideal moment to seize command of your financial future. Allow American 1st Funds to assist you in realigning your path to financial stability.

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We prioritize your needs above all else

These are just a few reasons why American 1st Funds stands out from the rest.

No Fees

American 1st Funds provides a service without any fees, guaranteeing you access to the most advantageous rates possible.

Great customer service

Our exceptional team, based in the USA and extensively trained, is committed to securing the rate you merit.

Goal planning

Whether you're striving to eliminate debt or embarking on a new purchase journey, we simplify the path to financial liberation.

100% transparent

No concealed charges or prerequisites. Just apply online and secure the most competitive rate accessible.

Your value extends beyond your credit score.

At American 1st Funds, you're our top priority. We're dedicated to offering personal loans tailored to every budget, empowering you to shape the financial future you've always dreamed of.

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What sets American 1st Funds apart?

In-depth Financial Expertise
With decades of experience in the finance industry, our founders bring a wealth of knowledge to American 1st Funds. Over the years, they have dedicated themselves to building strong relationships with lenders and exploring innovative approaches to assist clients in obtaining the funds they require.

Stable Interest Financing
Opting for a fixed-rate loan can lead to substantial savings. By securing lower payments, you not only save money but also valuable time, reducing stress in the process.

Exceptional Client Support
Delivering exceptional customer service is at the core of our values. When you reach out to us, you'll be greeted by a dedicated professional who genuinely cares about your circumstances. We prioritize keeping our clients well-informed and fully accommodated throughout their interactions with us.

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Getting started with us is a breeze

Apply Online

Start by completing our secure online application form. Your information is safeguarded with end-to-end encryption, ensuring your privacy and security throughout the process.

Review Your Options

Our specialists carefully review your options to tailor a loan that suits your unique financial needs.

Receive Your Money

Get quick and hassle-free funds deposited directly into your bank account within just 24-72 hours.

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Credit Card vs. Personal Loan

Balance
Average
Interest Rate
Monthly Payment
5-year
Interest Paid
High-Interest Rate Credit Card
$40,000
23.69% APR*
$1,456.33
$47,380
$40,000
9.97% APR*
$965
$19,940
Estimated Interest Savings
$27,440
TESTIMONIALS

What our customers say

"Job well done Credit 1. Thank you..."

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Purdy Ruffen
Kansas City, MO

“Whole experience was a lot easier than I thought. Great staff, easy, clear process.”

Barry Levin
Hartford, CT

"Fast and clear. James was awesome and followed through on everything for me."

Ken Durst
Minneapolis, MN

“Never thought it was possible I could get cash so quickly. Got rid of high-interest credit card debt in a matter of days!"

John Broadmore
Gainsville, FL

“Awesome service, funded super fast.”

Kelly Lundquist
Shreveport, LA

“Finally got that new mower for my landscaping business! Funded fast too. I def recommend the Credit 1!”

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Ryan Tolliver
Honolulu, HI

“I was approved for a rate so low I took the deal and paid off my car loan. Going to save me about $3,500 on the life of the loan!”

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Terrance L.
Fresno, CA

"The process was so simple. Chris was my rep and was super transparent all the way from start to finish.! Thanks Chris!

Seth Novegrad
Shreveport, LA

"Credit 1 are truly the "Guru's of finance" if they can get me approved!"

ken s.
Rockaway, NY

"Kelly was a good to me. One missed meeting, but ultimately she followed through on everything she said."

Judy Parsons
Boston, MA

"so glas I went through with it. The easiest way to get cash possible!"

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Julian Peterson
Clearview, MT

“NOT missing my high-interest credit card payments anymore. Thanks!"

Josh Silverson
St. Charles, IL

"I was skeptical but glad I did it. Staff handed me off a bit but eventually got me cash so fast I can't deny how easy it was."

Amie Bromm
Long Island, NY

"Never thought I could get approved. Everywhere else denied me. Thank YOU Credit 1!"

Bruce Portman
Boise, ID

“Finally was able to finish my remodel!"

Lane Turillo
New Orleans, LA

"Got my sons tuition paid for and I'm golden. Staff was super helpful and followed through with everything they promised to get done."

Alex Gonzalez
Sacramento, CA

"Their staff is awesome. They helped me get the cash I needed to finally pay of some ridiculously high-rate credit card debt."

Evette Christie
Hoboken, NJ

Don't delay in securing the funds you need today!

Take the first step towards a personal loan today. Get prequalified with American 1st Funds and secure your rate now!